Trustmark (NASDAQ: TRMK) and WesBanco (NASDAQ: WSBC) analysis


Trusted brand (NASDAQ: TRMKGet a rating) and WesBanco (NASDAQ: WSBCGet a rating) are both small cap finance companies, but which business is superior? We’ll compare the two companies based on their dividend strength, analyst recommendations, earnings, risk, valuation, profitability, and institutional ownership.

Analyst Recommendations

This is a summary of the current recommendations for Trustmark and WesBanco, as provided by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Trusted brand 0 0 0 0 N / A
WesBanco 1 4 0 0 1.80

Trustmark currently has a consensus price target of $30.00, suggesting a potential upside of 7.87%. WesBanco has a consensus price target of $34.67, suggesting a potential upside of 8.60%. Given WesBanco’s possible higher upside, analysts clearly believe that WesBanco is more favorable than Trustmark.

Benefits and evaluation

This table compares the revenue, earnings per share and valuation of Trustmark and WesBanco.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Trusted brand $676.13 million 2.53 $147.37 million $1.99 13.97
WesBanco $617.75 million 3.11 $242.26 million $3.15 10.13

WesBanco has lower earnings, but higher earnings than Trustmark. WesBanco trades at a lower price-to-earnings ratio than Trustmark, indicating that it is currently the more affordable of the two stocks.

Dividends

Trustmark pays an annual dividend of $0.92 per share and has a dividend yield of 3.3%. WesBanco pays an annual dividend of $1.36 per share and has a dividend yield of 4.3%. Trustmark pays 46.2% of its profits as a dividend. WesBanco pays 43.2% of its profits as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years. WesBanco has increased its dividend for 12 consecutive years. WesBanco is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Risk and Volatility

Trustmark has a beta of 0.9, which means its stock price is 10% less volatile than the S&P 500. In comparison, WesBanco has a beta of 0.93, which means its stock price is 7% less volatile than the S&P 500.

Profitability

This table compares the net margins, return on equity and return on assets of Trustmark and WesBanco.

Net margins Return on equity return on assets
Trusted brand 18.77% 7.74% 0.77%
WesBanco 35.42% 8.42% 1.26%

Institutional and Insider Ownership

73.7% of Trustmark shares are held by institutional investors. Comparatively, 60.6% of WesBanco shares are held by institutional investors. 1.1% of Trustmark shares are held by insiders. By comparison, 3.2% of WesBanco shares are held by insiders. Strong institutional ownership indicates that hedge funds, endowments, and large fund managers believe a company is poised for long-term growth.

Summary

WesBanco beats Trustmark on 12 out of 15 factors compared between the two stocks.

About the Trustmark (Get a rating)

Trustmark Corporation operates as a bank holding company for Trustmark National Bank which provides banking and other financial solutions to individuals and businesses in the United States. The Company operates through three segments: General Banking, Wealth Management and Insurance. It offers checking, savings, and money market accounts; certificates of deposit and individual retirement accounts; financing of commercial and industrial projects, income-producing commercial real estate, owner-occupied real estate, and construction and land development; and installment and real estate loans, and lines of credit, as well as cash management services. The Company also provides mortgage banking services, including construction financing, conventional and government-insured mortgage origination, and secondary mortgage marketing and servicing. In addition, it provides wealth and trust management services, such as administration of personal trusts and estates; management of investment accounts for individuals, employee benefit plans and charitable foundations; and corporate trust and institutional custody, securities brokerage, financial and estate planning, pension plan and investment management services. In addition, the company offers commercial insurance products and services for healthcare professionals, construction, manufacturing, hospitality, real estate, and group life and health insurance plans; and life and health insurance, and personal lines insurance policies for individual customers. As of December 31, 2021, it operated 167 full-service branches and 13 limited-service branches; and 198 ATMs and 69 ATMs. The company was founded in 1889 and is based in Jackson, Mississippi.

About WesBanco (Get a rating)

WesBanco, Inc. operates as a bank holding company for WesBanco Bank, Inc. which provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking and investment services. assurance. It operates in two segments, Community Banking and Trust and Investment Services. The company offers commercial, individual current and term accounts; money market accounts; remunerated and non-remunerated sight deposits, as well as savings deposits; and certificates of deposit. It also offers commercial real estate loans; commercial and industrial loans; residential real estate loans, including loans to buy, build or refinance the borrower’s home; home equity lines of credit; installment loans to finance the purchase of automobiles, trucks, motorcycles, boats and other recreational vehicles, as well as home equity installment loans, unsecured home improvement loans and revolving credit; and commercial, mortgage and personal installment loans. Additionally, the Company offers trust and investment services, as well as various investment products including mutual funds and annuities; and securities brokerage services. In addition, WesBanco, Inc., through its non-bank subsidiaries, acts as an agency specializing in property and casualty, life and title insurance, as well as the sale and administration of employee benefit plans. personal and business customers; provides brokerage and discount brokerage services; holds investment securities and loans; and owns and leases commercial real estate, and acts as an investment advisor to a family of mutual funds. As of December 31, 2021, it operated 206 branches and 203 ATMs in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana and Maryland, as well as seven offices of loan production in West Virginia, Ohio, western Pennsylvania, Maryland and Maryland. Northern Virginia. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.



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